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At 1133moneylenders, we pride ourselves on offering a comprehensive suite of loan services to address a wide range of financial needs. Our personal loans provide flexible options for everything from managing unexpected expenses to consolidating debt or funding special projects. For entrepreneurs and businesses, our tailored business loans offer the financial support needed for startup costs, expansion, and day-to-day operations, with competitive interest rates and adaptable terms. If you're looking to purchase, refinance, or renovate a home, our home loans come with various repayment plans designed to fit your budget. Our auto loans make acquiring new or used vehicles straightforward and affordable, ensuring quick approval and favorable conditions. For those investing in education, our education loans cover tuition and other related costs, helping you achieve your academic and career goals.
In addition to our core loan products, we offer a range of add-on services to enhance your financial well-being. Our financial planning consultations help you navigate your financial journey with expert advice, while our loan insurance provides peace of mind against unforeseen events. We also offer credit score monitoring to help you stay on top of your financial health. At 1133moneylenders, our commitment is to deliver personalized service and tailored solutions that align with your individual needs, ensuring you have the support and resources necessary to achieve your financial objectives.
Debt Consolation Loan
Debt consolidation is a financial strategy that involves combining multiple debts into a single loan, simplifying your financial management by consolidating various obligations—such as credit card balances and personal loans—into one loan with a single monthly payment. This process often results in a lower overall interest rate, which can reduce the total interest paid and make monthly payments more manageable. By using the consolidation loan to pay off existing debts, you streamline your payments and potentially improve your credit score through reduced credit utilization and consistent, timely payments.
Bridging Loan
A bridging loan is a short-term financing solution designed to cover immediate funding needs until a more permanent form of financing is secured or an asset is sold. Typically used in real estate transactions, it helps borrowers buy a new property before selling their existing one or address urgent financial requirements quickly. Bridging loans are usually repaid within a few months to a year and can be secured against assets like real estate, though they often come with higher interest rates due to the short-term nature and increased risk for lenders.
Line Of Credit
A line of credit loan is a flexible borrowing option that provides access to a predetermined amount of credit, allowing you to withdraw funds as needed up to the approved limit. Unlike traditional loans with fixed disbursements, a line of credit functions like a revolving account, where you can draw, repay, and borrow again within the credit limit. Interest is typically charged only on the amount used, not the total limit, and rates may vary. Repayment terms are flexible, accommodating your cash flow needs and allowing for dynamic financial management. While a line of credit can be secured with collateral or unsecured, it’s essential to use it wisely to avoid accumulating excessive debt and manage interest costs effectively.
Contact Us
Address
262 Balestier Road #01-02
Contact
+ 65 65561133
+ 65 9687 3412
Opening Hours
Mon - Fri
11:30am-7:30pm
Saturday
11:30am-3pm
​Sunday
11:30am-1pm